PRIVACY POLICY

Revised: Jul 31, 2024

This Privacy Policy (“Privacy Policy”) governs how Next Street Financial LLC and its affiliates (“We,” “Us,” “Our”) collect, store, use, process, transfer, share, and delete (“Process”) Personal Information of those who interact with https://nextstreet.com/ (“Website” or “Platform”), its subdomains, affiliates, products, services, or through phone, email, fax, or other means (“You,” “Your,” or “User”).

We use Your Personal Information to provide, maintain, and improve the Platform. By accessing or using the Platform, You agree to this Privacy Policy.

INTERPRETATION

  • Capitalized words have the meanings defined below.
  • Definitions apply equally to singular and plural.
  • “Include” / “including” will not be interpreted as limitations.

DEFINITIONS

  • Account — A unique account created for You to access the Platform.
  • Company — Next Street Financial LLC, 75 Broad Street, Suite 702, New York, NY 10004.
  • Cookies — Small files placed on Your device storing browsing history and related details.
  • Country — United States of America.
  • Device — Any device accessing the Website (computer, phone, tablet).
  • Device Information — Data disclosed by a User’s Device (IP address, MAC address, persistent identifiers, etc.).
  • Personal Information — Any information identifying or linkable to an individual or device. Excludes publicly available government records or de-identified/aggregated data.
  • Platform — Resource marketplace including the Website.
  • Service Provider — Third parties engaged to facilitate, promote, or support the Platform.
  • Usage Data — Data automatically collected (e.g., browsing activity, visit duration).
  • Website — https://nextstreet.com/.
  • You — The individual or entity accessing the Platform.

HOW WE COLLECT YOUR PERSONAL INFORMATION

  1. Directly from You:
    a. When You provide information by phone, email, Website upload, or during Account setup.
    b. When You contact Us by email, phone, or Website.
  2. From interactions with the Website (e.g., Device Information).
  3. From third-party vendors providing maintenance, analysis, or services.

TYPES OF DATA WE COLLECT

  1. Sensitive Personal Information — Full name, mailing address, financial info, geolocation, race, ethnicity.
  2. Identifiers — Name, alias, unique ID, credentials, Device info, email, SSN, government ID.
  3. Non-Sensitive Personal Information — Photo, description, address, timezone, phone, employment, financial info.
  4. Protected Characteristics — Age, DOB, race, ethnicity, citizenship, language, gender, pronouns, sexual orientation, veteran/minority status.
  5. Commercial Information — Business details, launch date, revenue, debts, purchases, consumption patterns.
  6. Usage Data — Device info, browsing/search history, interaction data, diagnostics.
  7. Professional/Employment Information — Job history.
  8. Inferences — Profiles reflecting preferences, abilities, aptitudes.

By using the Platform, You consent to this collection.

HOW WE CAN USE YOUR PERSONAL INFORMATION

  1. Provide & maintain the Platform, including monitoring usage.
  2. Manage Accounts — Registration, support, tailored services, alerts, rights enforcement.
  3. Contact You — By email, phone, SMS, or notifications.
  4. Provide You with news/offers — Unless You opt out.
  5. Audit — Verify information and eligibility.
  6. Manage Your requests.
  7. Security — Protect Website and respond to threats.
  8. Short-term functionality uses — E.g., contextual ads.
  9. Business transfers — Mergers, sales, restructuring.
  10. Other purposes — Law enforcement requests, analytics, improvements, promotions.

HOW LONG WE RETAIN YOUR PERSONAL INFORMATION

  • Retained as long as necessary for purposes in this Privacy Policy.
  • Upon request, We delete data unless required by law.
  • Usage Data and Device Information may be retained for internal analysis.

WITH WHOM WE SHARE YOUR PERSONAL INFORMATION

  1. Service Providers — To operate, manage, or provide services/products.
  2. Business transfers — Mergers, acquisitions, restructuring.
  3. Affiliates — Parent/subsidiaries/joint ventures.
  4. Business partners — To provide products/services/promotions.
  5. Other users — When shared in public areas.
  6. Third parties — Banks, consultants, regulators, analytics providers, secure storage vendors, communication platforms, etc.
  7. With Your consent.
  8. To comply with law.

By using the Platform, You consent to this sharing.

HOW WE TRANSFER YOUR PERSONAL INFORMATION

  • Data may be transferred outside Your jurisdiction.
  • NXST ensures commercially reasonable security safeguards.

SECURITY OF YOUR PERSONAL INFORMATION

  • NXST strives to protect data but cannot guarantee absolute security.

TRACKING TECHNOLOGIES & COOKIES

  • Cookies/Browser Cookies — May be required for functionality.
  • Flash Cookies — Store preferences/activity.
  • Web Beacons — Track visits and email opens.
  • Types of Cookies:
    • Necessary/Essential (session)
    • Notice Acceptance (persistent)
    • Functionality (persistent)
  • Third-Party Cookies — Used by embedded content or external sites.

CHILDREN’S PRIVACY

  • Platform not directed at children under 13.
  • If collected without consent, NXST deletes upon discovery.

LINKS TO OTHER WEBSITES & THIRD-PARTY ACTIVITIES

  • NXST not responsible for third-party websites or their privacy practices.

DO NOT CALL POLICY

  • Internal Do Not Call list maintained.
  • Requests honored within 30 days, effective for 5 years.

OPT-OUT OF MARKETING COMMUNICATIONS

  • Users can opt-out of NXST’s marketing emails.

DO NOT TRACK SIGNALS

  • Website does not respond to Do Not Track signals.

CHANGES TO THIS PRIVACY POLICY

  • Updated periodically.
  • Effective upon posting with revised “Last Updated” date.

CONTACT US

INFORMATION FOR CALIFORNIA RESIDENTS

DEFINITIONS

  • For CA purposes, Personal Information excludes data covered under laws like FIPA, FCRA, GLBA.

CCPA (California Consumer Privacy Act)

  • Applies to Processing of Personal Information of California consumers.

YOUR CCPA RIGHTS

  1. Right to Know
    a. Categories of information collected, sources, purposes, third parties, disclosures, sales/sharing.
    b. Specific information collected.
  2. Right to Delete — With exceptions (legal obligations, fraud prevention, debugging, etc.).
  3. Right to Correct — NXST must correct inaccurate information.
  4. Right to Limit Use of Sensitive Information.
  5. Right to Opt-Out — From sale/sharing of Personal Information.

EXERCISING YOUR CCPA RIGHTS

VERIFYING YOUR REQUEST

  • Must provide sufficient identifying information (e.g., name, address, DOB, SSN last 4, etc.).
  • NXST may deny unverifiable or fraudulent requests.

“SHINE THE LIGHT” LAW

  • CA Civil Code §1798.83 gives rights to request disclosure of Personal Information shared for direct marketing.
  • Requests: support@nextstreet.com with subject “CA Civil Code”.

CONTACTING US